If you are a U.S. resident whose information was accessed in the Capital One data breach announced on July 29, 2019, you may submit a claim. Claims must be submitted online or mailed by September 30, 2022. Claim Forms received after the deadline will be deemed untimely and may not be accepted.
If you are an eligible Settlement Class Member, you may submit a claim for one or more of these benefits:
- Identity Defense Services: Use the Claim Form to request free Identity Defense Services.
- Cash Reimbursement: Use the Claim Form to request money for one or more of the following:
- Reimbursement for Money You Spent: If you spent unreimbursed money trying to avoid or recover from fraud or identity theft that you believe is fairly traceable to the Capital One data breach ("Out-Of-Pocket Losses"), you can be reimbursed up to $25,000 (including any claim for lost time). You must submit documents supporting your claim.
- Reimbursement for Lost Time: If you spent time trying to avoid or recover from fraud or identity theft that you believe is fairly traceable to the Capital One data breach, you can get the greater of $25 per hour or your documented hourly wage for up to 5 total hours, or up to 15 total hours if you provide supporting documents demonstrating a valid claim for Out-Of-Pocket Losses.
Please Note: Restoration Services are an additional benefit that is separate from Identity Defense Services. No claim is required for Restoration Services, which can assist with fraud resolution. U.S. residents whose information was accessed in the Capital One data breach will be able to access Restoration Services for a period of at least 3 years once the Settlement is final.
If you make a claim for a cash payment, after the Settlement is approved, you will receive an email at the email address you have provided, prompting you to select how you would like to be paid. You can receive your payment via a variety of digital options such as digital debit card or PayPal, or you can elect to receive a check.
Please keep copies of everything you submit, as your claim may be audited, and you could be asked to provide additional information to process your claim.